And I remember that last year(?) there was a container-ship sunk in front of the British Channel-coast. close to the beach. A lot of people went there and picked up the load, for example brand new BMW-motorbikes(incl.keys and papers) and BMW-gearboxes.

For the insurance it was not a problem. For them it was a "maximum lost" anyways, because it would have been a problem to sell the stuff later on, for example of guarantee-reasons.